Explore My Options

RGV · South Texas · English & Español

Restaurants · Cafés · Catering · Hospitality

Your next chapter. Beyond the dining room.

A more capable kitchen. A refreshed space. Another location. Explore funding around the restaurant you operate and the next move you want to make.

An initial conversation—not an approval or a credit-pull authorization.

Start the conversationEN / ES
  1. 01

    Your goal

  2. 02

    Your business

  3. 03

    Your details

Do not include Social Security numbers, account numbers, passwords, or credit reports.
This form uses Formspree to deliver your information to Velis Capital so we can review and respond to your inquiry.

Put the capital to work

A business goal. A practical use.

These examples start the conversation. Available products and permitted uses depend on the provider and your business.

01

A kitchen that keeps up

Explore equipment financing for refrigeration, cooking equipment, or technology that supports service. Start with a quote and a clear operating need.

02

A better guest experience

Plan a remodel, patio, or location improvement with the full project budget in view—not just the purchase price.

03

Working room between busy seasons

Discuss inventory, staffing, or operating expenses alongside your sales cycle and existing payments.

Before you commit

Plan around the whole operating cycle.

Look at ordinary weeks and slower periods as well as your busiest season. Include rent, payroll, food costs, and existing obligations when deciding whether a proposed payment fits.

Options to explore

Understand the structure. Before you choose.

We help you compare the purpose, payment schedule, total cost, and conditions of potential options. No product is automatically right for every business.

01 / Capital options

Business lines of credit

For a recurring need or timing gap. Discuss draw costs, repayment, and renewal terms rather than assuming continuous access.

Discuss this option
02 / Capital options

Term funding

For a defined investment. Compare the repayment schedule and total obligation with your actual operating cash flow.

Discuss this option
03 / Capital options

Equipment financing

For an identified business asset. Review equipment eligibility, ownership or lease structure, down payment, and conditions.

Discuss this option

Products, amounts, costs, repayment schedules, and availability depend on the provider and your business profile. Financing is subject to underwriting and approval. Velis Capital is a funding brokerage, not a direct lender.

Prepare for the conversation

Start with the basics. Keep sensitive documents out.

Share a few business details first. Any documents needed for a formal review are requested separately through an appropriate process.

  1. 01

    Recent business revenue and operating history

  2. 02

    Equipment quotes or a remodel budget, if relevant

  3. 03

    Current financing payments and the timing of your plan

Do not include Social Security numbers, account numbers, passwords, or credit reports.

Why Velis Capital

Armando Velis, MBA

Founder, Velis Capital

Meet Armando

Business-first guidance. A personal starting point.

Armando Velis, MBA, founded Velis Capital after helping family and friends explore funding for their businesses. With parents who are business owners, he brings a family-business perspective and an education-first approach to the conversation.

Founder-led attentionEnglish & EspañolOptions explained before commitment

Questions before the next step

A little clarity. Before you connect.

01Can I discuss funding for another location?

Yes. Tell us about the existing operation and the proposed location. Its budget, opening timeline, and expected operating costs help shape the review; a new location is not automatically eligible.

02Is equipment financing the same as working capital?

No. Equipment financing is generally tied to an identified asset, while working capital addresses operating needs. The provider’s terms and permitted uses determine what an offer can cover.

03Does this inquiry guarantee funding or authorize a credit pull?

No. It starts a conversation, does not guarantee an offer or approval, and does not authorize a credit pull. Any formal application has separate requirements.

04Do I need to buy a readiness service first?

No. Funding and readiness services are separate. The two-year sole-proprietor requirement applies to our business-structuring service, not to every funding inquiry. Financing eligibility is determined by the provider.

Restaurants & hospitality

Tell us about your restaurant’s next move.

Explore My Restaurant’s Options