Explore My Options

RGV · South Texas · English & Español

Business funding

01 / Velis Capital

Different goals. Different capital.

Explore options for the way your business works. We start with your plans, then help you understand the possibilities and tradeoffs.

01

Flexibility for your business

Business Lines of Credit

Explore access to capital that you can draw on as needs arise, rather than taking all the funds at once.

Consider it for

Recurring needs, inventory, and cash-flow gaps.

What to discuss

Draw costs, repayment terms, renewal conditions, and how much flexibility your business needs.

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02

Capital for a defined plan

Term Funding

Explore a lump sum with an agreed repayment structure for a larger business investment or a planned expansion.

Consider it for

A remodel, another location, or a major investment.

What to discuss

Total cost, payment frequency, term length, and the effect on your operating cash flow.

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03

Tools for your next stage

Equipment Financing

Explore financing for the vehicles, machinery, technology, or equipment your business needs to operate and grow.

Consider it for

A new service, more capacity, or replacement equipment.

What to discuss

The equipment quote, down payment, ownership or lease structure, and payment terms.

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04

Room to keep moving

Working Capital

Explore capital for the everyday demands of running a business and the opportunities that do not wait for receivables.

Consider it for

Payroll, seasonal demand, inventory, and marketing.

What to discuss

Your cash-flow cycle, total cost, and whether the repayment schedule fits your revenue.

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05

A longer-term perspective

SBA & Traditional Financing

For qualified businesses, explore bank and SBA-backed financing paths that may fit a longer-term plan.

Consider it for

Expansion and other eligible long-term business needs.

What to discuss

Eligibility, documentation, collateral or guarantees, and the time needed for review.

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Start with the goal

You do not need to know the product.

Tell us what you are trying to accomplish. We can start there.

Talk Through My Options

Products, amounts, costs, repayment schedules, and availability depend on the provider and your business profile. Financing is subject to underwriting and approval. Velis Capital is a funding brokerage, not a direct lender.

Before you move forward

A funding decision should fit the business behind it.

A payment is only one part of the picture. Before moving forward, make sure the cost, timing, and conditions work for your actual operation.

01

Purpose

What will the capital do for the business?

02

Cash flow

How will the payment fit alongside existing expenses?

03

Timing

When do you need the funds, and what can wait?

How it works

Less guesswork. More direction.

You bring the business goal. We help organize the conversation around it.

01

Map the move

Tell us about the business, what you want to accomplish, and your timing.

02

Explore the fit

Review potential capital paths and any preparation that may be appropriate.

03

Decide with clarity

Understand the available terms and next steps. You decide whether to move forward.

A little more clarity

Before you take the next step.

01Do I need to know which funding product I want?

No. Start with what your business needs to accomplish. We can discuss potential paths and what information may be needed to evaluate them.

02Is this a loan application?

The initial inquiry starts a conversation. It is not an approval, a commitment to lend, or an obligation to accept financing. Any formal application comes with separate provider requirements.

03Do I need an LLC to ask about business structuring?

No. This service is intended for established sole proprietors with at least two years of operating history. An existing LLC, EIN, or business bank account is not required to inquire.

04Does a readiness service guarantee funding?

No. Credit outcomes, bank-account opening, and financing approval are not guaranteed. Readiness services have a separate scope and are not a purchase of approval.

Your next move starts here

Let’s talk about what comes next.

Tell us where the business stands and where you want to take it.