Explore My Options

RGV · South Texas · English & Español

Heating · Air conditioning · Ventilation · Service & installation

Ready for the next service call. Built for the next season.

Explore capital for service vehicles, tools, inventory, or operating capacity—with seasonal demand and the cost of running your HVAC business in view.

An initial conversation—not an approval or a credit-pull authorization.

Start the conversationEN / ES
  1. 01

    Your goal

  2. 02

    Your business

  3. 03

    Your details

Do not include Social Security numbers, account numbers, passwords, or credit reports.
This form uses Formspree to deliver your information to Velis Capital so we can review and respond to your inquiry.

Put the capital to work

A business goal. A practical use.

These examples start the conversation. Available products and permitted uses depend on the provider and your business.

01

Service vehicles and tools

Explore financing around vans, diagnostic equipment, or job tools with clear asset details and quotes.

02

Inventory for upcoming installations

Discuss a defined inventory or equipment-purchase plan alongside supplier terms and customer collections.

03

Preparation before peak demand

Plan technicians, systems, and operating costs before expanding your service capacity.

Before you commit

A busy season is only part of the year.

Review both peak demand and slower months. The financing conversation should account for regular payroll, maintenance, insurance, and ongoing payments beyond the busiest weeks.

Options to explore

Understand the structure. Before you choose.

We help you compare the purpose, payment schedule, total cost, and conditions of potential options. No product is automatically right for every business.

01 / Capital options

Business lines of credit

For a recurring need or timing gap. Discuss draw costs, repayment, and renewal terms rather than assuming continuous access.

Discuss this option
02 / Capital options

Term funding

For a defined investment. Compare the repayment schedule and total obligation with your actual operating cash flow.

Discuss this option
03 / Capital options

Equipment financing

For an identified business asset. Review equipment eligibility, ownership or lease structure, down payment, and conditions.

Discuss this option

Products, amounts, costs, repayment schedules, and availability depend on the provider and your business profile. Financing is subject to underwriting and approval. Velis Capital is a funding brokerage, not a direct lender.

Prepare for the conversation

Start with the basics. Keep sensitive documents out.

Share a few business details first. Any documents needed for a formal review are requested separately through an appropriate process.

  1. 01

    Recent business revenue and operating history

  2. 02

    Equipment quotes or the purpose and size of the request

  3. 03

    Current payment obligations and expected project timing

Do not include Social Security numbers, account numbers, passwords, or credit reports.

Why Velis Capital

Armando Velis, MBA

Founder, Velis Capital

Meet Armando

Business-first guidance. A personal starting point.

Armando Velis, MBA, founded Velis Capital after helping family and friends explore funding for their businesses. With parents who are business owners, he brings a family-business perspective and an education-first approach to the conversation.

Founder-led attentionEnglish & EspañolOptions explained before commitment

Questions before the next step

A little clarity. Before you connect.

01Can I inquire about a service vehicle?

Yes. Share the vehicle details, intended use, and seller quote when available. Eligibility, down payment, and terms depend on the provider.

02Should I wait until the busy season to ask?

You can start the conversation before making a purchase. Explain your timing, but do not assume a specific approval or funding date.

03Does this inquiry guarantee funding or authorize a credit pull?

No. It starts a conversation, does not guarantee an offer or approval, and does not authorize a credit pull. Any formal application has separate requirements.

04Do I need to buy a readiness service first?

No. Funding and readiness services are separate. The two-year sole-proprietor requirement applies to our business-structuring service, not to every funding inquiry. Financing eligibility is determined by the provider.

HVAC businesses

What does your HVAC business need next?

Explore HVAC Business Funding